ICU Trade & ICU Bank Synergy

One unified financial ecosystem
Yield optimization
Convenience
FX services integration and low fees
Інтерфейс смартфона, що містить перелік доступних депозитних програм із зазначенням процентних ставок та умов.
The word 'BANK' made of green grass.

The Unified ICU Financial Ecosystem

We are building a financial ecosystem where clients receive not just a set of services, but a comprehensive solution. Brokerage services, banking infrastructure, an AI agent, and post-trade support are all integrated into a single environment — for your convenience.

The synergy between brokerage and banking services ensures seamless investment processes and eliminates unnecessary operational barriers for clients:

01
Speed

Fast crediting of funds to your ICU Bank account from other banks, as transactions occur between accounts belonging to the same individual

Quick and convenient funding of your ICU Trade brokerage account directly from your ICU Bank account

02
Efficiency

Minimum bureaucracy and documentation when purchasing securities and withdrawing funds to your ICU Bank account

All necessary operations are processed quickly, efficiently, and without delays

03
Low fees

0% fee for account opening and maintenance

0% fee for currency exchange

Free payments in hryvnia

 Fixed fee for USD transfers within Ukraine ($30 per transaction)

Key Advantages

01

Unified financial ecosystem

Fast and free transfers between ICU Bank and ICU Trade accounts in both directions — in both hryvnia and foreign currency — with no bureaucracy or unnecessary requests from third-party banks when sending or receiving funds
02

Convenience

All operations are available online through the modern interfaces of the ICU Bank and ICU Trade websites and apps
03

Yield enhancement

A combination of ICU's competitive investment products with deposits, current accounts, and currency operations at the ICU Bank
04

FX services integration

Online currency purchases at rates close to the interbank rate — for investment or savings purposes

Part of the Unified ICU Ecosystem

Avangard — a bank built for investing. We offer all classic banking products, and a little more: a bank where your money works.

  • No cards
  • No cash
  • No security concerns
  • No uncontrolled spending
  • No queuing at the counter
  • No idle money
  • And no paperwork
Learn more about our products