ICU Trade & ICU Bank Synergy
Yield optimization
Convenience
FX services integration and low fees



The Unified ICU Financial Ecosystem
We are building a financial ecosystem where clients receive not just a set of services, but a comprehensive solution. Brokerage services, banking infrastructure, an AI agent, and post-trade support are all integrated into a single environment — for your convenience.
The synergy between brokerage and banking services ensures seamless investment processes and eliminates unnecessary operational barriers for clients:
Fast crediting of funds to your ICU Bank account from other banks, as transactions occur between accounts belonging to the same individual
Quick and convenient funding of your ICU Trade brokerage account directly from your ICU Bank account
Minimum bureaucracy and documentation when purchasing securities and withdrawing funds to your ICU Bank account
All necessary operations are processed quickly, efficiently, and without delays
0% fee for account opening and maintenance
0% fee for currency exchange
Free payments in hryvnia
Fixed fee for USD transfers within Ukraine ($30 per transaction)
Key Advantages
Unified financial ecosystem
Convenience
Yield enhancement
FX services integration
Part of the Unified ICU Ecosystem
Avangard — a bank built for investing. We offer all classic banking products, and a little more: a bank where your money works.
- No cards
- No cash
- No security concerns
- No uncontrolled spending
- No queuing at the counter
- No idle money
- And no paperwork

